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War Zone Payments

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Old 2nd Oct 2009, 11:13
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War Zone Payments

Does anyone have any experience or views on payments made for flying to war zones by commercial operators ?

I have heard that your personal life assurance is not valid if anything happens during flights to the zones ?

Any ideas how the operators currently going into Afghanistan/Iraq are covering this ?
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Old 2nd Oct 2009, 11:19
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I am positive that your life insurance will NOT cover you in "war zones". Be very careful.

CP
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Old 2nd Oct 2009, 11:37
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I am positive that your life insurance will NOT cover you in "war zones". Be very careful
What you say is true, in general. Some insurance companies may issue a rider to the insurance contract providing for limited death benefits when flying in areas of conflict. Such riders are specific as to type of conflict, location, and how death was incurred.

The cost for such riders can be quite steep.
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Old 2nd Oct 2009, 12:03
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whilst i was working as a cargo attendant for a charter airline specializing in flying into iraq/afghanistan last summer, i was told that i was covered with life insurance etc by the company.

Just as i was boarding the AN12 to fly to Kandahar i was presented with a disclaimer at the steps to sign before boarding, i read and singed it but was rushed onto the aircraft by the russian crew.

The company i was working for had issued a document sayin if anything happens to me on this flight/trip the company takes no responsibility for any accidents or death. i was a little bit annoyed however being ex military and having visited these places many times before i was comfortable. After a ''crazy flight into afghanistan'' my thoughts had changed and after a few exchange words with my boss back at DXB i found out they hadnt covered me and were in the process of trying to cover me, and tried to brush it under carpet. needless to say after some more very choice words i was on a flight back to the UK within 24 hours!!!

A month later a AN12 that we were using as a charter crashed in iraq killing all on board, strong possibility i would have been on that aircraft!
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Old 2nd Oct 2009, 17:28
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"Diligence is the mother of good luck." - Benjamin Franklin

I think what happened to JLJ85 happens to many of us - but we just never know it. How many times in our lives do we make simple decisions like, "today I'll turn left instead of right", and by doing so avoid being hit by a truck while crossing the street on our usual route?

The same thing certainly applies in making your position clear to an employer, especially in aviation. Sometimes we take a strong stand and end up being fired for it. Yet, who knows that by joining the ranks of the newly unemployed we saved ourselves from a worse fate by working on a job that is being run poorly.

Good on yer, JLJ85. Hope your luck holds out <grin>.
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Old 2nd Oct 2009, 17:57
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I spend a great deal of my time in these places (and have done for many years).
Each company handles the situation differently but the salient point is this: It is possible (and common) for any air carrier, logistics company, consulting company, or whatever to get insurance coverage for employees operating in war zones. Yes of course it costs more, but it is commonly done. (Otherwise many of us would not go!)
Having said that, I have experienced the situation where a company stated they had the coverage and it turned out they did not. When starting out with a new company, or making your first trip into one of these places, ALWAYS ask to see, and make a copy of, the actual insurance coverage document. If they have it, the human resources staff are quite used to fulfilling those requests.
Lastly, don't assume this applies only to the more well known conflict areas (Afghanistan, Iraq, certain areas of Pakistan, etc). There are many areas in Africa that are considered by insurers to be "conflict zones."

FWIW . . .
grizz
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