Insurance while flying training - travel, life. etc.
Join Date: May 2004
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I went to that states for 3 weeks hour building.Went thru Traffords and had no problems dealing with them.They do cover for your "holiday" so to speak then add on the other dangerous stuff like flying.All in all I paid £85 for the 3 weeks.This gave me something like £2m for mediacl expenses,£3500 for cancellation of trip etc.Can't remember the exact numbers so best bet get in touch and give them the details of your trip.
Regards
Regards
Join Date: Jul 2000
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Medical insurance, do not go without it.
If things turn pear shaped for whatever reason, that is not the time to be worrying about how to pay the medical costs. I was there for 15 months and luckily enough had no problems.
Flying in anything other than commercial aircraft is not covered in in most popular travel insurance policies.
Recently I have read of an alcohol exclusion in travel insurance policies, which is rather loosely worded, but essentially seems to apply to anything you might claim for as a result 'alcohol abuse'.
Whether problems would arise in claiming for medical treatment for say slipping off a kerb after having a few scoops on a night off its hard to say. Knowing (and distrusting) insurance companies I would not risk it.
If you buy transport, get vehicle insurance.
Its a lot of hard work, the result in the end is worth it, good luck.
Driftdown
If things turn pear shaped for whatever reason, that is not the time to be worrying about how to pay the medical costs. I was there for 15 months and luckily enough had no problems.
Flying in anything other than commercial aircraft is not covered in in most popular travel insurance policies.
Recently I have read of an alcohol exclusion in travel insurance policies, which is rather loosely worded, but essentially seems to apply to anything you might claim for as a result 'alcohol abuse'.
Whether problems would arise in claiming for medical treatment for say slipping off a kerb after having a few scoops on a night off its hard to say. Knowing (and distrusting) insurance companies I would not risk it.
If you buy transport, get vehicle insurance.
Its a lot of hard work, the result in the end is worth it, good luck.
Driftdown
Join Date: Jul 2003
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insure everything
Can I recommend go with everything insurance !!
When I was doing some flight training in the states I needed it.
Dental work (if you have a hidden little hole in your nashers you will find it doing flying out there).
Illness - requiring to see a doc & perscription.
Liability Insurance, a lot of the small aerodomes out there have a car you can use when you land to go to the shops etc. Everyone uses them and it's no big deal.... erm - that is until you crash it. Especially into another American looking to make a buck out of it -, it happened to a friend of ours.
Load yourself up with insurance and check the medical and liability is not limited, as some cheaper policies may be. As explained above, minor treatment results in major costs.
apart from that extras I found useful
paracetamol - if you ask for it they dont know what it is.
Drivers licence (both parts)
contact numbers to your banks etc that dont involve 0870 numbers that can't be dialed from abroad.
a dmclub.net voice mailbox so answerphone messages get forwarded as attachments to your email (cheaper than dialing in)
Purchase of a u.s. pay as you go mobile - cheaper than roaming
enable roaming on phone if need to use abroad
any repreat perscription required
calling card for dialing home
I used this firm order online via paypal and the card number and pin are emailed to you, can order a new one anytime. last a lot longer than the ones you buy in walmart
If I think of anything else I'll add it.
FS
When I was doing some flight training in the states I needed it.
Dental work (if you have a hidden little hole in your nashers you will find it doing flying out there).
Illness - requiring to see a doc & perscription.
Liability Insurance, a lot of the small aerodomes out there have a car you can use when you land to go to the shops etc. Everyone uses them and it's no big deal.... erm - that is until you crash it. Especially into another American looking to make a buck out of it -, it happened to a friend of ours.
Load yourself up with insurance and check the medical and liability is not limited, as some cheaper policies may be. As explained above, minor treatment results in major costs.
apart from that extras I found useful
paracetamol - if you ask for it they dont know what it is.
Drivers licence (both parts)
contact numbers to your banks etc that dont involve 0870 numbers that can't be dialed from abroad.
a dmclub.net voice mailbox so answerphone messages get forwarded as attachments to your email (cheaper than dialing in)
Purchase of a u.s. pay as you go mobile - cheaper than roaming
enable roaming on phone if need to use abroad
any repreat perscription required
calling card for dialing home
I used this firm order online via paypal and the card number and pin are emailed to you, can order a new one anytime. last a lot longer than the ones you buy in walmart
If I think of anything else I'll add it.
FS
Last edited by flystudent; 4th Jan 2005 at 13:46.
Join Date: Sep 2004
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I went to California for a months hour building earlier this year. I used Airsports Insurance Bureau Ltd. 01983 298480. I think it was about £100 and covered everything... Flying through to general holiday. medical etc...
Didn't have an 'incident' and so can't speak on post sales service!!
Didn't have an 'incident' and so can't speak on post sales service!!
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Take plenty with you cause they are expensive in the states.
They don't actually have Paracetamol in the USA, the pill-popping American public can't be trusted not to kill themselves with such a dangerous drug....
In the US Paracetemol is known as Acetaminophen.
What you can't get here over the counter is anything containing codeine so no Panadeine & equivalents. Apparently Americans aren't capable of taking one without turning into a junkie or narcotics laboratory.
What you can't get here over the counter is anything containing codeine so no Panadeine & equivalents. Apparently Americans aren't capable of taking one without turning into a junkie or narcotics laboratory.
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Join Date: Apr 2004
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Back to topic
Hi all,
Right back to topic I managed to secure a policy with Traffords for 550 pounds approx. (after being originally quoted 702). This is based on me going to the US for a year, undertaking flying training and returning to the UK twice in that period.
Nobody mention paracetamol, I'm getting a headache. I'm off to sit in a darkended room and rock too and fro . . . . without any paracetamol in sight.
Right back to topic I managed to secure a policy with Traffords for 550 pounds approx. (after being originally quoted 702). This is based on me going to the US for a year, undertaking flying training and returning to the UK twice in that period.
Nobody mention paracetamol, I'm getting a headache. I'm off to sit in a darkended room and rock too and fro . . . . without any paracetamol in sight.
English Al
In UK we can buy a maximum of 32 paracetamol tablets at a time at a cost of 59p, this works out at 32/59=0.54p per tablet.
500 Acetaminophen for $10 = 500/1000=0.5c per tablet but remeber to add the tax of whatever state you are in. So you are right they are cheaper in the states, its just that you can buy these vast quantities, the smaller quantities (what we are limited to in the UK) are more expensive in the US and are usually sold as their trade name Tylenol. lol
In UK we can buy a maximum of 32 paracetamol tablets at a time at a cost of 59p, this works out at 32/59=0.54p per tablet.
500 Acetaminophen for $10 = 500/1000=0.5c per tablet but remeber to add the tax of whatever state you are in. So you are right they are cheaper in the states, its just that you can buy these vast quantities, the smaller quantities (what we are limited to in the UK) are more expensive in the US and are usually sold as their trade name Tylenol. lol
Join Date: Dec 2003
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Think about the following insurances - i took them all out, but i was a financial adviser before the ATPLs.
1 Life and Critical Illness cover for all flying costs (approx 60k)
2 Loss of Class 1 Medical Insurance ( approx 60k ) - adverts for this via soverign insurance brokers in the back of Flyer or Pilot magazine.
3 Annual Travel Insurance via Traffords to cover light aircraft flights.
4 Make sure you make a will, just incase.
happy landings
jp
1 Life and Critical Illness cover for all flying costs (approx 60k)
2 Loss of Class 1 Medical Insurance ( approx 60k ) - adverts for this via soverign insurance brokers in the back of Flyer or Pilot magazine.
3 Annual Travel Insurance via Traffords to cover light aircraft flights.
4 Make sure you make a will, just incase.
happy landings
jp
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Bloody Paracetamol
Just to give you all a heads up, I ended up using Traffords for my insurance, dependant on me living in the US flight, training for 1 year is 585 GBP. Thats with two flights home in that period.
Secondly, does anyone know of any insurance organisations out here who will recognise UK no claims bonus' that I've already got under my belt. Apparently there are a few, just looking for some examples of who to call/internet search from those who have been there done that so to speak.
Stephen
Secondly, does anyone know of any insurance organisations out here who will recognise UK no claims bonus' that I've already got under my belt. Apparently there are a few, just looking for some examples of who to call/internet search from those who have been there done that so to speak.
Stephen
Join Date: Mar 2005
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Travel Insurance
I've trawled the search function but to no avail.
What do people training in the states do for insurance?? Do most annual worldwide policies cover you in the states for such a long length of time when you're there for education purposes?
If so what policies do people have on here and how much are they?
Cheers
What do people training in the states do for insurance?? Do most annual worldwide policies cover you in the states for such a long length of time when you're there for education purposes?
If so what policies do people have on here and how much are they?
Cheers
Join Date: Feb 2005
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Cosworth,
Have you tried Traffords? They will arrange a ‘tailor made’ travel insurance policy for you, which includes cover while undergoing flying training abroad.
http://www.traffordsinsurance.co.uk/
Regards,
Sim
Have you tried Traffords? They will arrange a ‘tailor made’ travel insurance policy for you, which includes cover while undergoing flying training abroad.
http://www.traffordsinsurance.co.uk/
Regards,
Sim
Join Date: Apr 2002
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I got mine from Direct Travel insurance http://www.direct-travel.co.uk/Index.asp
I paid around 130 pounds for 3 months insurance whilst I'm out in the USA. It covers all the usual things and is valid for pilot training too.
Matthew
I paid around 130 pounds for 3 months insurance whilst I'm out in the USA. It covers all the usual things and is valid for pilot training too.
Matthew
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You need a tailor made policy. It's a subject few people pay attention to, I didn't. I went out with an annual policy thinking I could blag it if anything happened. Looking back I realise I wouldn't have had a chance. Luckily I was ok, but one guy on the course had a major road accident and thankfully was fully insured. Made me realise how stupid I was. The thought of my folks having to pay my medi vac flight scares me!!!
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Insurance Issues
Hey, ive been ringing around for my forthcoming trip to Ormond Beach, and Ive a question about insurance. Most places say 'no' outright when i tell them about the flying. And others ask, 'do you want it to cover the flying'?
My question is, does the insurance only need to cover my stay, and my flying be covered on the flying school insurance? Ive a few quotes from the insurance providers liste previously on pprune, but just shopping around a bit.
My question is, does the insurance only need to cover my stay, and my flying be covered on the flying school insurance? Ive a few quotes from the insurance providers liste previously on pprune, but just shopping around a bit.
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I'd be very surprised if your flying school insurance covered anything other that their liability to you for any negligence on their part (eg. poor maintenance), and your liability for damage to third parties (eg. when you plough into a row of parked aircraft).
If you have an accident (whether it's your fault or not) you're going to want medical cover, and the school isn't going to cover that (at least not until after a long lawsuit).
Most of the specialists in this area charge not much more than regular holiday insurance, eg. insure & go just charge for extra days flying over a minimum, and traffords are pretty cheap all round.
If you have an accident (whether it's your fault or not) you're going to want medical cover, and the school isn't going to cover that (at least not until after a long lawsuit).
Most of the specialists in this area charge not much more than regular holiday insurance, eg. insure & go just charge for extra days flying over a minimum, and traffords are pretty cheap all round.
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It's probably best to contact your flying school to see what you are covered for. I know that I was covered whilst I was flying but then needed to get insurance to cover myself for medical/lost currency etc.
Mine was through Direct Travel Insurance and all I did was pay an additional amount to cover me as I was going to be undertaking flying training (classed as a dangerous pursuit)
Matthew
Mine was through Direct Travel Insurance and all I did was pay an additional amount to cover me as I was going to be undertaking flying training (classed as a dangerous pursuit)
Matthew
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travel insurance to cover flying a plane, help!!
Have looked everywhere but can only find endsleigh who cover me to go and fly a plane in america. Can anybody help with ideas of other places?
Thanks
Thanks